Macon GA Bankruptcy Lawyer Chapter 7 eligibility

Chapter 7 eligibility - FAQs

Macon GA Bankruptcy Lawyer

To be eligible for relief under Chapter 7 of the US, the debtor must be an individual, a partnership, or a corporation.
In 2005 the United States Bankruptcy Code was changed mandating that debtors qualify to file for Chapter 7 bankruptcy. The debtor should first take the Means Test. If the Means Test shows that the debtor qualifies to file for a Chapter 7 bankruptcy then it is important to know that there are more requirements. All individuals filing for Chapter 7 bankruptcy protection should undergo a debt counseling course within six months of filing for Chapter 7 bankruptcy. In addition the debtor can also be made to attend a financial education course prior to discharge of the debts.
Although the filing of an individual Chapter 7 petition normally results in a discharge of debts, an individual's right to a discharge is not absolute, and some types of debts will not discharged. Moreover, a bankruptcy discharge will not discharge a lien on property. This means that, a creditor retians its rights to collateral securing a debtor's obligation.---------------------
Macon Georgia bankruptcy lawyer | Bankruptcy attorneys in Macon GA and Warner Robins - Filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy in Macon GA

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