Jones County, Georgia individual bankruptcy attorney

A person can file for bankruptcy under Chapter 7 in Jones County, Georgia and can have certain debts discharged if they meet the necessary requirements. The necessary criteria were formulated by the BACCP Act and now include both a means test and also the necessity to undergo credit counseling. The process is complex and you should hire the services of a Jones County, Georgia ndividual bankruptcy attorney
Before being permitted to file a Chapter 7 bankruptcy a person should prove that their disposable income falls below a certain threshold which will differ slightly from state to state based on the average income of that state.
The person is also required to have received credit counseling from an accredited organization at some stage in the 180 days prior to the bankruptcy petition.
If a Chapter 7 petition has been filed in Jones County, Georgia, an impartial trustee will be appointed to sell the non-exempt assets of the filer. This trustee generally will be a lawyer or an individual who understand the bankruptcy rules and the legal systerm. The trustee will hold a meeting of creditors, usually within 40 days from the filing date. The debtor must attend this meeting and should provide to an examination under oath. The examination typically is limited to questions about the extent and whereabouts of the filer’s assets. However, the trustee can ask questions that ensure the filer understands the potential results of bankruptcy, including the effect on his credit history, ability to file a petition under a different chapter, the effect of receiving a discharge, and the effect of reaffirming a debt. The filing of a Chapter 7 case in Jones County, Georgia under the United States Bankruptcy Code creates a bankruptcy estate. The trustee is charged with selling all property of the estate.

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